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  • What do you think of the proposed Personal Insolvency Bill 2012?
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Jan 27, 2012 - 08:44

What do you think of the proposed Personal Insolvency Bill 2012?

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What do you think of the proposed Personal Insolvency Bill 2012?

There has been extensive coverage of the proposed Personal Insolvency Bill which will go before Oireachtas in April. If passed it will fundamentally change the way that debt law in this country operates, we'll fast-forward out of the dark ages into a fully modernised system.

But are there concerns about it?

What if it results in people orchestrating their own financial demise in order to obtain preferential terms with creditors? Does allowing banks to have the power to hold sway over certain aspects of the negotiation process mean that we still won't be fixing the massive mortgage problem which is well in excess of 100,000 accounts?

For every solution there is often a new problem that walks hand in hand with it....

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Today we'd like to hear your thoughts on the matter, and as always, we give you a chance to cast your vote...

This weeks poll....

Don't leave the page without voting! And better yet, leave a comment too if you have something to say!

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The proposed Personal Insolvency bill is 135 heads (or sections) long and covers 164 pages. It is a behemoth of new legislation, which will fundamentally change the vista of Irish debt and debt recovery when it comes into force.

There are four general solutions:

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