Making the mortgage
process a doddl

Buying a home for the first time can be a daunting task, saving is not easy and searching for a home and the bidding process can be tricky. 

Most people look to trade up due to family circumstances, their starter home is now too cramped, they need better access to schools, there can be a multitude of reasons. 

You have been house hunting for months, maybe even years and you finally have your offer accepted. So what’s next? 

Not all banks will offer you the same mortgage level making it so important to get market based advice from a broker to understand how much you can borrow. 

The vast majority of homes sold in Ireland are second hand homes, not new builds. Much of the stock that comes to market can be probate or ex rental and others also may need works to retrofit to make them more energy efficient or suitable for family living. 

There are 11 mortgage lenders now in Ireland and hundred of interest rates. Knowing how to secure the best rate for you could save you thousands in needless interest payments.