Documents you need to apply for your mortgage

August 22, 2024 MyHome by MyHome
Documents you need to apply for your mortgage

Financial Information 

  • Your most recent 3 pay-slips  
  • Salary Certificate form from your employer 

OR if you are Self Employed 

  • Your last two years’ certified/audited accounts 
  • Last 6 months business bank account statements  
  • Last 6 months personal current account statements 
  • Last 12 months savings account statements showing build-up of funds  
  • Statements showing your last 12 repayments for any existing mortgage  
  • Statements for any current or recent loans  
  • Evidence of your deposit  or the source of funds e.g. Government’s Help to Buy Scheme for First Time Buyers, evidence of inheritance or other source of funds that will contribute to the mortgage deposit. 
  • Confirmation of any rental income, if applicable 
  • Confirmation from the Revenue Commissioners that your tax affairs are in order 

 

Personal Information 

  • Identification documents and confirmation of your address. This is usually a current valid Passport or Driving Licence and recent utility bill. 
  • Marriage Certificate, if applicable 
  • Separation or Divorce Agreement, if applicable 
  • Evidence of any maintenance payments, if applicable. 
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