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Uncategorized
Jan 21, 2009 - 14:15

Mortgage Repayment Protection

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Mortgage Repayment Protection

Mortgage Repayment Protection

Mortgage Repayment Protection has been thought of as 'one of those' extra insurances not to bother with.

In the past you may have been advised to avoid if you could for signing up for a Mortgage Protection Payment. It was seen an extra cost that wasn't overly necessary and money that could be used for something else and spent elsewhere.

This insurance will ... pay your mortgage repayments for up to 12 months if you are unable to work due to illness, accident or redundancy. Dare I mention the word R word (recession) again but Mortgage Protection Payment doesn't seem like a bad idea at all now.

The Central Statistics Office has reported that Ireland's unemployment has reached a high of 7.8 per cent in November - the highest it"s been in a decade. Unemployment has not been this bad in Ireland since April 1998 and the swelling numbers of people signing on for jobless benefits is even worse, reaching a 12-year high above 268,000.

If you have a mortgage and do not have Mortgage Repayment Protection but think you would reconsider getting it now, head down to your lender or broker for all the details.

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